Business hazard insurance ka maqsad apke karobar ke imarat ko aisi khatraat se bachana hai jo uski bunyad mein nuqsaan pohancha sakti hain, jese ke aag aur chori. Yeh wohi concept hai jo ghar ke liye hazard insurance mein hota hai, lekin yahan pe isko karobar ke liye apply kiya jata hai.
Business hazard insurance ko kai naamon se bhi pukara jata hai jese ke business property insurance ya commercial property insurance. Is insurance ki madad se imarat ko aag, chori, bijli girne, phatne, aur gariyon ke zariye hone wale nuqsaan se bachaya jata hai. Iske alawa, business hazard insurance karobar ke jagah hone wale kisi bhi kisam ke nuqsaan ko bhi cover karta hai, jese ke sprinkler system se aane wala pani ka nuqsaan.
SBA (Small Business Administration) loan hasil karne wale logon ke liye bhi business hazard insurance bohat zaroori hai. SBA loan ke liye apply karte waqt, apko dikhana hoga ke apki imarat ko kis tarah ki nuqsaan se bachane wala insurance hai. SBA aur doosre lenders ye dekhna chahte hain ke woh unki fund ki hifazati hawale ke liye puri tarah tayyar hain.
Agar aap apne karobar ko apne ghar mein chala rahe hain, to apko shayad already home insurance ki zarurat hogi jo hazard insurance ko cover karta hai. Lekin agar apka karobar zyada complex hai ya apne ghar ko business ke liye istemal kar rahe hain, to apko additional coverage lena ho sakta hai.
Business hazard insurance ki cost apke karobar ke qisam par depend karegi. Jitni zyada apki property ki qeemat hogi, utni zyada is insurance ki cost hogi. Maslan, agar apke paas koi manufacturing facility hai jisme karodon dollars ki equipment hai, to apko hazard coverage ke liye zyada paisay dene honge.
Business hazard insurance hasil karne ka tariqa ye hai ke aap kisi bhi munasib insurance company se raabta karen jo apke karobar ke zarurat ke mutabiq aapko coverage de sake. Nationwide ek aisi company hai jo business insurance plans offer karti hai. Aap unse free quote hasil karne ke liye unke helpline number 1-888-490-1549 pe call kar sakte hain ya phir apne nazdeek ke independent agent se milke malumat hasil kar sakte hain.