Yatra itni bari nahi hai jitna ke aapki gaari ya ghar. Lekin phir bhi, ye bohot paisa hota hai. Aap hawaai safar aur makaan ka kiraya ada karte hain, shayad kuch ghoomne-phaurne ya aur gatividhiyon ke liye bhi paise de dete hain – jyadatar is sab kuch pehle se hi poora kiya jaata hai. Kya ye sab maamoolan keemat, aapke safar ke iraade ko khatra mein dalne waale kisi anjaane mushkil ke liye asurakshit nahi hai?
Yahan hain top 8 wajahen travel insurance kyun lena chahiye:
- Emergency Medical Reimbursement: Travel insurance ka ek hissa hone se, aap apne health insurance ko bhi expand kar rahe hain. Ziyadatar plans primary insurance ki tarah kaam karte hain, jo aapki primary health insurance plan ki kamiyan bharte hain. Kuch travel medical plans khud primary insurance ka kaam karte hain, lekin inmein kam travel se judi suvidhaayein hoti hain.
- Bimari ke Karan Raddi Kiye Jaane Par: Ye shayad sabse aam wajah hai jisse logon ka safar bigad jaata hai. Agar aap ya aapke saathi ko yatra se pehle bimaar ho jaaye aur aapko safar radd karna pade, to aap poori yatra ke kharche ko kho sakte hain. Ya agar aapki yatra ke dauran kisi medical emergency ki zarurat ho aur aapko jaldi ghar lautna pade, to aksar koi bhi reimbursement available nahi hota. Yahan travel insurance kaam aa sakta hai.
- Samaan ka Der Se Aana ya Kho Jana: Agar aap safar karte waqt apna samaan check-in karte hain, to airline aapke bag ko kho, bhatakaye ya nuksan pahuncha sakti hai. Bahut se log business travellers bhi hote hain, aur bag kho jana bada meeting ke liye business attire kho dene ke barabar hota hai. Ek travel insurance plan aapko der se aaye bag ya nuksan huye samaan ke liye reimbursement kar sakta hai.
- Emergency Evacuation: Agar aapko hospital mein bharti ya kisi khatra se bachne ke liye evacuate kiya jaana ho, to helicopter transport aapko hazaron dollar tak ka pad sakta hai. Travel insurance in tarah ke kharchon ko cover kar sakta hai.
- Dost ya Parivaar ke Kisi Ki Maut: Agar aapke kisi kareebi dost ya parivaar ke kisi ki maut ho jaaye just aapke safar se pehle, to trip cancellation coverage ke saath aap shayad apne vacation ko cancel ya postpone kar sakte hain.
- Trip Interruption: Jab ek taufan ya sardiyon ka toofan kisi dino ke liye airport ko band kar deta hai, jisse aap apne manzil tak nahi pahunch sakte, to aap hawaai safar, side trips aur resort ke liye diye gaye kharche ko khota ja sakte hain. Apne safar ko book karte waqt travel insurance policy kharid lena aapko in kharchon ke liye reimbursement dilane mein madad kar sakta hai.
- Nuksan Huye Manzilein: Jab ek taufan ya sardiyon ka toofan kisi dino ke liye airport ko band kar deta hai, jisse aap apne manzil tak nahi pahunch sakte, to aap hawaai safar, side trips aur resort ke liye diye gaye kharche ko khota ja sakte hain. Apne safar ko book karte waqt travel insurance policy kharid lena aapko in kharchon ke liye reimbursement dilane mein madad kar sakta hai.
- Trip Cancellation: Agar aapko kisi covered wajah se apne safar ko cancel karna pade, to ek comprehensive travel insurance plan aapko khoye gaye trip ke kharche ke liye reimbursement karne mein madad kar sakta hai. Har plan mein cancellation aur interruption ke liye covered reasons ki ek list hoti hai. Agar aapko lagta hai ki ye aapke zarurat ko poora nahi karte, to aapko ek aisa plan chunna chahiye jo Cancel for Any Reason coverage ke liye upgrade karne ki anumati deta hai. (Yaad rakhein, is coverage ke kuch khaas eligibility requirements hoti hain.) Agar aap apne safar ki planning kar rahe hain, to abhi samay hai travel insurance lena ka. Nationwide® se travel insurance options ke baare mein aur adhik jaanen, aur aaj hi coverage hasil karen.